HOW BEST TO INVEST IN PROPERTY FOR RETIREMENT

April 2012: Choosing to invest in property in order to fund retirement continues to be a prevalent decision in South Africa, but one that requires serious consideration and groundwork. According to Ricardo Teixeira, strategy consultant at acsis, how retirees choose to invest in property is crucial in determining the rewards that can be reaped, as well in determining the type of lifestyle led whilst in retirement.

COUPLING YOUR FINANCES

Practical financial advice for couples in a serious relationship

April 2012: When it comes to passion, no two subjects spark up more heat than love and money. A significant challenge among many South African couples is shifting their mindsets from ‘his and hers’ financial planning to joint or ‘couple’ financial planning.

SOUTH AFRICAN CONSUMERS STUCK IN RISING DEBT TRAP

March 2012: According to the Credit Bureau Monitor’s 2011 4th quarter report, only 10.41 million of the 19.34 million credit-active consumers in South Africa are classified as in good standing. 

INVESTMENT RESEARCH REVEALS PHASING IN OUTPERFORMS A LUMP SUM 40% OF THE TIME

March 2012: In the current financial climate, consumers fortunate enough to receive a year-end bonus, or come across a surprise cash windfall, are faced with myriad investment options. Against this financial backdrop, many consumers are looking towards more risk averse options when making a final investment decision.

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REVIEWING YOUR FINANCIAL PLAN FOR 2012

February 2012: For many consumers, creating or reviewing a financial plan seems like a daunting prospect and something that may not warrant the effort due to the thought of trawling through hundreds of policies to decided which one is the best financial fit.

THE PRICE OF BEING TOO CONSERVATIVE

February 2012: While the volatile markets that characterised most of 2011 are most likely to continue into this year, retirement fund investors should be wary of opting for the ‘safe’, cash investment options, as this is often one of the greatest mistakes investors make.

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RETIREMENT FUND TRUSTEES AND MEMBERS URGED TO STICK TO STRATEGY IN 2012

December 2011: The ongoing European debt crisis has resulted in high levels of uncertainty amongst investors throughout 2011. With many retirement fund trustee boards and members reviewing their investment portfolios for 2012, it is critical that they avoid  making rash decisions and structural changes to portfolios in the hope of preventing any financial losses.

SUCCEEDING IN VOLATILE MARKETS IN 2012  

December 2011: As South African investors look to take stock of their financial situation in a year characterised by turbulent economic conditions and high levels of stock market volatility,many will be left with more questions than answers as to their investment approach in 2012.

 INVESTORS NEED TO BE WARY OF INCREASING OFFSHORE INVESTMENT AS A RESULT OF ALTERED EXCHANGE REGULATIONS

November 2011: South Africans considering increasing their offshore allowance to take advantage of the recent changes to foreign exchange regulations should be wary of doing so just because they are now able to. This is according to Jonathan Brummer, Financial Planning Coaching Support Consultant at acsis.

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